VA Pre-Approval involves several steps. In most cases, we can provide you a pre-approval letter the same day you apply.
Here is a checklist of what is needed for a VA Pre-Approval:
1. Gather pre-approval documentation. You will need your DD214, most recent paystub, past 2 years W2s, and your most recent bank statement or other proof of assets. Call us if you have a unique situation beyond this basic documentation.
2. Determine VA Eligibility. We can help you determine your eligibility status quickly.
3. Apply. The next step is to fill out a VA Loan Application with us. The easiest way is to call us or schedule a phone appointment. You can also find a secure online application on our other website, www.cohomesandloans.com.
4. Credit Check. Although VA is lenient on credit and can help you despite some past credit problems, you must undergo a credit check in order to obtain a VA Pre-Approval.
5. VA Pre-Approval letter issued. We will help you determine if you are qualified to buy a home and how much you can qualify for. We will then supply you with a VA Pre-Approval letter that you can use to submit with your offers.
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