VA Funding Fee Tables
Purchase Loans
Type of Veteran | Down Payment | Percentage for First Time Use | Percentage for Subsequent Use | Regular Military | None
5- 9.99%
10% or more | 2.15%
1.50%
1.25% | 3.3%*
1.5%
1.25% | Reserves/ National Guard | None
5- 9.99%
10% or more | 2.4%
1.75%
1.5% | 3.3%*
1.75%
1.5% |
Cash Out Refinance Loans
Type of Veteran | Percentage for First Time Use | Percentage for Subsequent Use | Regular Military | 2.15% | 3.3%* | Reserves/ National Guard | 2.4% | 3.3%* |
* The higher subsequent use fee does not apply to these types of loans if the veteran's only prior use of entitlement was for a manufactured home loan
Interest Rate Reduction Loans (VA streamline refinance), Manufactured Homes, and Assumptions
Type of Loan | Percentage for Either Type of Veteran Whether First Time or Subsequent Use | Interest Rate Reduction Refinancing Loans (VA to VA refinance) | 0.50% | Manufactured Housing Loans | 1.00% | Loan Assumptions | 0.50% |
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