VA Funding Fee Tables
Purchase Loans
|
Type of Veteran
|
Down Payment
|
Percentage for First Time Use
|
Percentage for Subsequent Use
| |
Regular Military
|
None
5- 9.99%
10% or more
|
2.15%
1.50%
1.25%
|
3.3%*
1.5%
1.25%
| |
Reserves/ National Guard
|
None
5- 9.99%
10% or more
|
2.4%
1.75%
1.5%
|
3.3%*
1.75%
1.5%
|
Cash Out Refinance Loans
|
Type of Veteran
|
Percentage for First Time Use
|
Percentage for Subsequent Use
| |
Regular Military
|
2.15%
|
3.3%*
| |
Reserves/ National Guard
|
2.4%
|
3.3%*
|
* The higher subsequent use fee does not apply to these types of loans if the veteran's only prior use of entitlement was for a manufactured home loan
Interest Rate Reduction Loans (VA streamline refinance), Manufactured Homes, and Assumptions
|
Type of Loan
|
Percentage for Either Type of Veteran Whether First Time or Subsequent Use
| |
Interest Rate Reduction Refinancing Loans (VA to VA refinance)
|
0.50%
| |
Manufactured Housing Loans
|
1.00%
| |
Loan Assumptions
|
0.50%
|
|
VA Quick Quote
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