VA Funding Fee Chart
Purchase Loans
Type of Veteran
| Down Payment
| Percentage for First Time Use
| Percentage for Subsequent Use
| Regular Military
| None
5- 9.99%
10% or more
| 2.15%
1.5%
1.25%
| 3.3%*
1.5%
1.25%
| Reserves/ National Guard
| None
5- 9.99%
10% or more
| 2.4%
1.75%
1.5%
| 3.3%*
1.75%
1.5%
|
Cash Out Refinance Loans
Type of Veteran
| Percentage for First Time Use
| Percentage for Subsequent Use
| Regular Military
| 2.15%
| 3.3%*
| Reserves/ National Guard
| 2.4%
| 3.3%*
|
* The higher subsequent use fee does not apply to these types of loans if the veteran's only prior use of entitlement was for a manufactured home loan
Interest Rate Reduction Loans (VA streamline refinance), Manufactured Homes, and Assumptions
Type of Loan
| Percentage for Either Type of Veteran Whether First Time or Subsequent Use
| Interest Rate Reduction Refinancing Loans (VA to VA refinance)
| 0.50%
| Manufactured Housing Loans
| 1.00%
| Loan Assumptions
| 0.50%
|
| VA Quick Quote
|
