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posted by admin on August 12, 2008 12:44 as VA News
VA ARMs are starting to fade into history as banks are doing away with the controversial loan option. ARM mortgages are partially to blame for the current mortgage crisis as home owner's rates and payment adjusted up and the home owners were unable to refinance into a fixed rate.
An adjustable mortgage is one in which there is an initial fixed period of 1, 3, or 5 years, and then moves into an adjustable ...
If you don't have a down payment, don't worry! VA remains one of the only programs that can help home buyers with no down payment get into a home.
100% VA financing does come with a catch, however. VA charges an up-front VA funding fee, which insures VA home loan lenders against deliquencies. The VA funding fee is significantly higher for 100% financing than for VA financing with at least a 5% down payment.
