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VA Home Loan Help is a group of VA Mortgage professionals with over 80 years of experience in VA Home Financing.  VA Mortgages remain one of the best Home Loan Programs with some of the Lowest Mortgage Rates in the United States and can help active and retired military achieve the American dream of home ownership with 100% financing, no mortgage insurance, and reasonable credit guidelines.  Contact Us

The VA Home Loan Guaranty

The Veterans Administration offers a stable, government-backed mortgage program that has been around for decades.  Despite recent tightening of mortgage qualification standards, the VA Home Loan remains a flexible program designed to help veterans achieve the dream of home ownership.  VA rates are competitive with "conventional" rates and payments are low due to no mortgage insurance. 

One of our experienced VA Home Loan Experts will give you a free, honest, no obligation consultation to help determine if you qualify for VA financing!

What is the VA Certificate of Eligibility?

OK, sounds good, but do you qualify?  The first step to determining if you qualify for a VA Home Loan is to order your VA Certificate of Eligibility (COE).  We can obtain your COE in minutes through our VA Portal.  You must have a DD214 or be active military in order to request your COE.  Visit our Certificate of Eligibility page for more information.

Once you have determined your eligibility, the next step is to get pre-approved.  If you are buying a home, the seller will want to see a pre-approval letter submitted with your offer.  Our VA Home Loan Experts can help you get pre-approved today!


Department of Veterans Affairs

VA Home Loan Guarantee Page

VA Home Loan Information Page


Request for Certificate of Eligibility

Nearest Living Relative

All Other VA Forms


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Annual Free Credit Report


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VA Quick Quote

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HARP Refinance

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VA Home Loan Help Headquarters:

12211 West Alameda Parkway Suite #210

Lakewood, CO 80228


Team Baxter Mortgage Banking

LeaderOne Financial, NMLS #12007

Richard Baxter NMLS#395819

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